What Is My Breakeven Age?
A simple breakeven age calculation can help you determine when you should claim your Social Security benefits. Your breakeven age is the age at which your total lifetime benefit would be the same, regardless of which age you began taking benefits.
The calculation of your breakeven age depends on the amount of your benefit payments and when you claim them. You can use the Social Security Administration’s calculator to help determine your benefit amount. For most people, the breakeven age is somewhere between 77 and 83.
