Finance Tips – Legal Guidance Now

10 Reasons You Could Get Less Social Security

Almost 90 percent of Americans age 65 and older receive Social Security benefits, and the Social Security Administration expects about 63 million people to collect in 2018 — that’s about $1 trillion in Social Security disability benefits, Social Security retirement benefits and Social Security benefits for children and other survivors. But benefits can change from […]

10 Reasons You’ll Go Broke in Retirement

As 10,000 baby boomers turn 65 every day and count down the minutes to retirement, they’re also counting their savings – and their fears. They’re not alone. According to the latest Transamerica Retirement Survey, the single greatest retirement fear is outliving savings, which was cited by 52% of those polled. Indeed, 38% of workers aren’t […]

11 Last-Minute Tax Tips to Maximize Your 2019 Return

The IRS tax deadline is rapidly approaching. While there are only a few things you can do to lower your tax bill or boost your refund at this point, check out some suggestions to make your 2019 tax return as smooth, painless, and lucrative as possible.

13 Signs You Are Making A Bad Investment

In the investment world, there is no such thing as a sure thing. Even good investments can turn sour, given a dose of bad news or exogenous events. However, some investments carry warning signs, and the best way to invest money is to heed these warnings to avoid losses or outright scams. Take a look […]

9 Things to Do When Your Credit Score Reaches 800

When you have a top-tier credit score it might be tempting to make some bold financial moves, but you want to keep your score intact — so make only those that benefit your overall financial plan. Check out the nine things you can do to benefit from and protect your 800 credit score!

15 States That Tax Your Income the Least

When you earn money, you’re usually not entitled to that entire sum. Rather, you’re apt to lose a portion of it to taxes. Now you’re probably familiar with paying federal taxes, but depending on where you live, you might lose a portion of your income to state taxes, too. If you live in these 15 […]

10 Reasons Billionaires Pay Less TAX Than You

Make no mistake: Taxation in the United States is an uneven playing field. And recent changes in American tax law have tilted it even further toward wealthy taxpayers. Many billionaires famously pay less in taxes as a percentage of their income than middle-class people. While only the rich can skate by the taxman in some […]

15 Easy Ways to Save More Money Right Now

The United States does entertainment, higher education and hamburgers better than just about anybody. However, most Americans do an abysmally poor job of saving money. About 40% say they have no retirement savings, according to a 2018 survey from the investing app Stash. They say student loans, credit card debt and monthly expenses eat up […]

15 Tips for Surviving a Financial Emergency

The 35-day partial government shutdown that kicked off 2019 created a moment of truth for the 800,000 employees and contractors who had to figure out how to cover their bills until their paychecks kicked in again. Many did just fine, thanks to savings and, often, the added safety net of a working spouse. But for […]

9 Signs It’s Time to Break Up With Your Bank

Some relationships just don’t stand the test of time. Are you falling out of love with your bank? If so, you’re not alone. The thrill is gone for 11% of consumer who ditch their longtime banking institution each year, according to a 2017 survey from Accenture Consulting. A study from the credit scoring agency FICO […]

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