Decide Whether to Claim a Spousal Benefit
If you and your spouse worked but he made a lot more than you, consider claiming the spousal benefit instead of taking your benefit — it might be more. To help you decide what’s best, the Social Security Administration has a calculator you can use to figure out your spousal benefit. And two other calculators, Social Security Choices and Maximize My Social Security, can help you figure out the best way to take Social Security payments for a couple.