32 Credit Card Mistakes That Any American Does


Cards offering zero percent interest upfront often end up charging significantly steeper fees down the line, the Consumer Financial Protection Bureau says. The CitiRewards+ card offers zero percent interest, but only for 12 months and only on balance transfers, for example, and its standard interest rate falls between 15.74 percent and 25.74 percent. Before jumping at a zero percent interest rate, see what it applies to, how long it applies, and what happens if you don’t pay a balance in time.

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