32 Credit Card Mistakes That Any American Does

MAXING OUT A CARD

Maxing out that credit utilization score sends your credit score plummeting. Even if you continue to make payments on time, it may not be enough to help. If you’ve maxed out, Todd Ossenfort, chief operating officer for Pioneer Credit Counseling, suggests you stop using the cards, increase your payments, and rein in spending until the cards are paid off.

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