32 Credit Card Mistakes That Any American Does


It’s a fiction that “the more credit cards you have, the better,” Joe O’Boyle of O’Boyle Wealth Management told TheStreet. “If you open a bunch of credit cards at once, that can negatively impact your credit score. Get your credit increased later.” New accounts make up 10 percent of your FICO credit score, while the length of your credit history makes up 15 percent. Hard inquiries from credit firms during the application process pull down your credit score, while new cards represent fresh credit history.

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