10 Reasons You Could Get Less Social Security

1. The Full Retirement Age Is Going Up

The full retirement age — the age at which you can collect full retirement benefits — increases to 67 years old for individuals born in 1960 or later. The full retirement age is now 66 years and four months for individuals born in 1956, and it increases by two months each year. There’s no change in the full retirement age of 66 for individuals born in or before 1954.

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