7 Efficient Ways to Lower Your Home Insurance Costs

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7. Think twice about renovations

Most homeowners think that any renovation is an increase in the value of their homes – but that’s not necessarily true. For example, a new roof could cut up to 20% off your home insurance premium. Improving your home’s wiring or plumbing could save you an additional 10-15%. However, adding a new room could raise costs significantly, since your home would cost more to rebuild if it was destroyed or damaged.

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3. Negotiate with the insurance companies Your lawyer will start looking into the policy details and negotiate with the insurance company for the biggest sum that can be received considering the circumstances. 4. They will prepare good pleadings If the

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