5 Retirement Plans That Will Make You Much Happier

 

Individual Retirement Accounts (IRA)

IRA are accounts you can contribute to every year and invest your contributions tax deferred. If you have a usual IRA, you can pay income taxes on the money when it’s withdrawn at retirement.

Basically, an IRA is an investment account. After you start placing money in it, you can invest in stocks, mutual funds, bonds and other kinds of investments.

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