Unfortunately, experts think that Americans who are in their 20s as we speak have about a 30 percent chance of dealing with a disabling health issue which could be serious enough to cause at least 3 months of missed work before retirement age. Thankfully, Social Security is more than just a program which offers retirement income for seniors.
Social Security disability is a program that pays disability benefits which are based on your work history. The program can provide a quite valuable inflation-protected income stream if you happen to be unable to work. Taking this into account, check out the things every American worker should know about Social Security disability insurance.