3. How much would you get if you became disabled?
Your average Social Security-taxed earnings are used to decide your disability benefits.
In general, the amount you can anticipate to get from Social Security Disability Insurance is slightly less than you could suppose to receive if you had worked until full retirement age. American workers earn more later in their careers, so by becoming disabled before reaching your retirement age, the Social Security formula gets skewed lower.
Based on the data, in February 2018, the average retired worker received a Social Security benefit of $1,407.96 per month, while the average disabled worker got $1,197.14.
However, the proper way to see how much you could get if you were to become disabled is to view your most recent Social Security statement. So, if you don’t have an account, create one at www.SSA.gov to view your Social Security statement.
You’ll find there valuable information about your Social Security and Medicare benefits, including how much you could expect to get from disability benefits if you were to qualify for them this year.
