10 Personal Finance Tips We Wish We Knew Earlier

There’s a ton of different personal finance tips out there and some of them aren’t entirely helpful. That’s why we gathered personal finance tips from professionals. If financial advisors can’t help you, then we don’t know who can. Let’s take a look at some money saving and money making tips you should definitely take advantage of.

Photo by William Potter from Shutterstock

1. Take a day to think about large purchases to avoid impulse buys

Do you really need that second pair of fancy shoes? If the answer is no, but you still want to buy it, than “delaying your purchase for a day gives you time to think about whether or not you really need the item, and it curbs regrettable impulse buys,” advises Marc Diana, CEO of MoneyTips.

“Sale items may be an exception to this rule, but even then, question how badly you need the item compared to saving or investing the money you would use to purchase it. When times are tough, and you’re cutting expenses, would you rather have a rarely worn $300 pair of shoes in your closet or $300 cash?”

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