2. Reduce your bills
Reducing your monthly bills is probably the easiest thing you can do immediately in order to take control of your finances.
While you may not be able to minimize certain fixed expenses, such as rent or a car payments without seriously destroying your lifestyle, you can minimize variable expenses, such as clothing or entertainment, by being flexible and building a strong frugal mindset.
For example, you can minimize electricity consumption in order to lower your utility costs, choose different providers for your home or life insurance, buy your food at a discount from bulk stores, or say goodbye to those regular Starbucks coffees.
