5. Your lifestyle
The way you live your life has a significant impact on your life insurance quote. Therefore, if you like to spend your free time in a race car or climbing mountains, you will definitely pay a chunk of money for insurance. In other words, when you put your own life at risk on a regular basis, life insurance companies aren’t happy at all.
As a matter of fact, some companies are asking for more money if you have a relatively dangerous career/job, such as mining, fishing or transportation. So, there is a benefit to having a boring life, you’ll actually enjoy lower rates.