Medicare is important and you should have it sorted out when you reach your golden years. It covers your medical expenses so you wouldn’t have to worry if a medical emergency occurs, or if you go for a usual check up to see your health is.
Basically, it’s essential to have Medicare. But you must pay attention to certain details and their rules since if you miss anything or you make one innocent mistake it can cost you money.
Here are some common mistakes everyone makes and which ones you should pay attention to:
1. Purchasing the same Medicare part Plan D as your spouse
You can be prescribed a different medication than your spouse. Plans can have different coverages and it’s more efficient to buy one that covers your drugs since yours can end up being more expensive than your significant other’s.
In addition, there are no discounts for spousal Medicare Part D prescription-drug plans.