Medicare Doesn’t Cover Routine Vision Care
You won’t be able to see too far into the future if you’re going to rely on vision care with Medicare. There are two exceptions to this rule. If you have diabetes or wear glasses after having certain kinds of cataract surgery, then the policy will include annual eye exams.
Your best bet is to buy a separate supplemental policy or enroll in Medicare Advantage plans. The good thing about supplemental policies is that they can include both dental and vision care, so if you’re lacking in both this might be a good opportunity to get better coverage that fits your needs.
As always, consider setting aside money in a HSA, money which you will be able to use tax-free at any age for contact lenses, glasses, prescription sunglasses, and last but not least, out-of-pocket costs for vision care.
