7 Likely Reasons Why Your 3rd Stimulus Payment Could Be Late

1. You have a new bank account

By now, you probably know that the IRS delivers stimulus checks via direct deposits into Americans’ bank accounts. So, if you have a new bank account and you didn’t inform Uncle Sam about it, maybe that’s why your check is delayed. The agency must have the following bank information:

• Your 2019 (or 2020) federal income tax return (Form 1040);
• The “Non-Filers: Enter Payment Info Here” tool that was used for the first round;
• The “Get My Payment” tool, only if the pieces of information were provided last year;
• A federal agency such as Railroad Retirement Board, the Social Security Administration, or Department of Veteran Affairs that issued benefits;
• Proof of recent payments to/from the government (federal records).