Every American Should Know These 10 Finer Points About Social Security

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Many spouses have to coordinate to get benefits

Married couples have a host of planning opportunities with Social Security, but they also have to rely on each other in order to maximize their benefits. For example, in a one-worker family, the non-working spouse can’t claim spousal benefits until the working spouse claims retirement benefits.

That can lead to tough decisions, especially if the ideal solution for the worker would be to delay making a Social Security claim until later.

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