Enlist a Pro
Even if you don’t feel a strong need for a financial adviser now, you’ll be glad to have one in your corner if a crisis erupts. Plus, a planner can give you the motivation to trim the fat from your budget and sock away more in savings—and discourage you from making rash investment decisions in a stock market downturn.
Interview a few advisers to find a good fit, and make sure you understand how they’re paid, what certifications they hold, and their overall philosophy and approach to financial planning.
