Many Americans are paying fees simply to access their own cash. ATM fees can add up. “The average fee for using an ATM not associated with your bank is over $4. With a little pre-planning, ATM fees are completely avoidable. Your bank may have an app that lets you map out ATMs without fees. You can also search around for another bank that does not have out-of-network fees,” says Tony Drake, a certified financial planner.
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