“If you really want to lower your score in a hurry, keep it below 10 percent,” says Beverly Harzog, a consumer finance analyst and credit-card expert at U.S. News and World Report. “Your goal is to have a 10 percent ratio on each credit card, not just overall. The Fair Isaac Corporation (FICO) score looks at your total ratio as well as the ratios on each individual card.”
Legal Guidance Now is for general educational purposes only and is not intended to provide legal advice on any subject matter whatsoever. Your use of the content provided by this website is at your own risk. Due to frequent changes in the law, some information on this website may not reflect the current state of the law. We are not responsible for any errors or omissions in the content of this website or for damages that arise from your use of the content under any circumstances.
No reader of Legal Guidance Now should act on the basis of any content included in this website without seeking appropriate legal advice (in consideration of the particular facts and circumstances at issue) from an attorney who is licensed to practice law in the reader’s state.
