6 Things You Must Do If You’re Deep in Debt

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5. Use cash rather than your card

When you use cash more often, you actually have a better control of your money. In the vast majority of cases, financially speaking, you are better off keeping your plastic tucked away. How so?

Well… Scarlett McCarthy, the founder for LiterallyBroke.com will explain it to us.

My No. 1 tip for people paying off a lot of high-interest debt is to adopt a cash budget for groceries and fun money. Using cash forced me to realize how seemingly small purchases add up. I had to become much more intentional with my spending and plan ahead for things like birthdays and events.

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