3. Your gym membership
The vast majority of gyms are closed now, however, if the one you’re going to isn’t, it’s best to avoid exercising there. “Even if you plan to hold onto your membership for the longer term, put a vacation hold on your membership if you haven’t already done so,” Conway said.
4. Services you can DIY
There are many things you can do by yourself. You don’t need to pay a stranger to mow your lawn. “Don’t spend money on any services you can do yourself — like yard work or maintenance,” said Howard Dvorkin, CPA, chairman at Debt.com.