4. Manage your bills
Pay close attention to your monthly bills, because just one late payment could cost you dearly. Being smart and organized with your bills can save you a lot of money, so try to review them twice a month in order to avoid late payments.
You can also schedule electronic payments—this way you’ll know the deadline payments days before they are due. If you still have some issues with managing your bills, there are a ton of apps that could simplify your work. Just search on Google Play “Bills Organizer” and voilà—you’ll never have to worry again about bill payments.