3. You should meet the match on your workplace retirement
Take any employer-matching dollars offered in a retirement plan by maximizing the amount you’re contributing to your 401(k) or 403(k). If you have credit card debt and need to save for retirement, try to do both, if possible.
Tim Maurer, a financial adviser and author of Simple Money, says one way to free up additional money for this is to decrease your withholding. Just make sure to maximize your retirement contributions simultaneously, so that you don’t waste the extra dollars in your paycheck.
