6 Insurance Policies You Don’t Need to Buy

Photo by Charlie Brooker from Envato Elements

As you probably know, you can actually buy insurance that covers nearly any risk you can imagine. For example, if you’re worried about getting abducted by aliens, there’s an insurance policy for that and it is unsurprisingly called alien abduction insurance.

So, unless you’re Donald Trump and you have second thoughts about the UFO videos taken by US Navy pilots (one from November 2004 and two from January 2015), there’s no need to opt for this type of insurance.

First, “if it’s not catastrophic, don’t buy the insurance,” says Robert Hunter, the Director of Insurance for the nonprofit Consumer Federation of America (CFA). Second, you don’t want to buy “little pieces of insurance.”

Read on to find out the insurance policies you’re waiting money on!

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