4. Rental Car Insurance
The vast majority of auto insurance policies provide additional coverage for the cost of car rentals. Car insurance companies often say that it is really useful if your car is involved in an accident. Indeed, it sounds great, but most people rarely rent a car, and when they actually do it, the cost is relatively low.
Think about it… do you really need a rental car insurance? Because even if it is inexpensive, amortized over 20 years let’s say, you will actually spend more money than you will benefit.