8 Legal Benefits Every U.S. Retiree Should Know Of

Medicare

Medicare is a federal health insurance program meant to help U.S. citizens over 65 years old or those who are disabled. There are four main kinds of Medicare:

• Hospital Insurance. This option covers hospitalization for any health reason and the health care it requires;
• Medical Insurance. From physician care to ambulance or medical equipment purchase, this option covers many health services in this area;
• Medicare Advantage Plans. This plan is usually offered by private companies and their benefits vary depending on the firm;
• Prescription Drug Coverage. If there are certain drugs your doctor prescribed you for the long term, this is the plan for you.

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