Retail Trade Workers
Employer contribution per hour: $0.48
Workers who sell finished goods to consumers receive just 2.4 percent of their total compensation in the form of an employer contribution to a retirement plan. Six percent of companies offer a defined benefit plan and 44 percent offer a defined contribution plan. Just over half — 51 percent — offer healthcare benefits to their employees.
Retail workers average 30 hours per week, according to the Bureau of Labor Statistics.