10 Smart Ways to Survive Rising Healthcare Costs

Know Your Numbers

Insurance providers, pharmacies and healthcare providers also offer free health screenings from time to time. Local labs also often offer diagnostic tests and at lower costs than doctors’ offices and hospitals, said Michael Dinich, a former Army combat medic who now works as a financial advisor. He recommends shopping around for diagnostic services, keeping track of test results and sharing them with your healthcare team.

“Having your records on hand can cut down on visits,” said Dinich, who operates the site Your Money Geek. “Always ask for the results of any tests and keep them with your records. Having recent test results on hand can cut down on diagnostic work.”

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