10 Smart Ways to Survive Rising Healthcare Costs

Pay Cash Rather Than Use Health Insurance

Wagner said paying cash instead of using health insurance can actually save you money in certain situations.

For instance, some providers offer discounts for patients paying out of pocket, which can add up to significant savings. If your insurance plan has a high annual deductible that you probably won’t meet, you’re really paying for your medical care out of pocket anyway, so it never hurts to compare costs. You can use resources such as Healthcare Bluebook to help compare costs.

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