Credit card payments
You can’t charge your monthly credit card payment on another credit card. But, perhaps you’ve been tempted to use a cash advance from a credit card to bolster your checking account so that you can pay other bills.
You’ll generally pay a cash-advance fee and likely a higher interest rate on the amount of cash advanced Remember that your credit card is not an ATM!
Next, you should control your impulses…..
33 thoughts on “Don’t Make These 8 Payments With Your Credit Card!”
Thanks for the information, that is very helpful.
question??? if there is any kind of mistake??overcharge??lost items?? never received the entire shipment?? ONLINE ..IS NOT YOUR CREDIT CARD your best protections???to dispute a charge??
JUST CURIOUS??
Yes. As long as if the order is complete you pay it off in full right away
If you have a debit card through your bank, there are also certain guarantees and protection and it depends on the seller’s criteria on disputes.
I always try to use companies like PayPal when I make online purchases when I can.
All these sites are awash with “Do this” or “Don’t do that” click bait titles.
My wife placed all of our purchases on one (1) credit card, over forty years ago, and we have never seen any major issues.
I’ll keep my money one the lady who paid off our mortgage with an interest free credit card.
Great insight on when not to use my credit card !
this is all just common sense. if you dont know this you should not have a charge card
Applause for you, Mike! Well said!
Yes he’s right but that’s the problem these days there is no common sense. I keep waiting for it to make a comeback !!!
This is great advice if you’re new with credit cards. When I worked at Wells Fargo Bank in the late 90s, there were many people like myself that didn’t know how credit cards worked, per se. It’s where I learned to read the fine print.
Now for younger people (18 and up) there’s so much information about what to do and what NOT to do that wasn’t available back then…
Yeah, right . . . don’t use your credit card for going out to dinner.
That’s great advice!
its okay to use your credit card to buy anything. You are using there money and you can dispute any charge and not pay!!!
and thats how many individuals rip off small businesses, its called stealing when you unjustly dispute a charge. Thankfully credit card companies are realizing this when a merchant provides proof. And depending on the amount the business owner can file charges against you with criminal crimes division.
Most people DON’T have common sense when buying so, thanks for reiterating what I always tell my kids.
place all your income in your checking/savings account each month, then no extra charges.
All of these tips and suggestions are interesting but when I win Publishers Clearing House’s $10000,00 A WEEK FOR LIFE I won’t use another credit card again—just cash, cash, cash, (tee-hee) Okay you guys, you can stop laughing now
Nope. I’m gonna win it. 😂
Like you, my mom used to dream of winning too. She pass away few years ago and I didn’t see PCH bring balloons and a check to her door. Just saying.
For years, after I helped hundreds of defaulted mortgagors save their children’s homes, many asked how they might show their appreciation. I, off-handedly, said: “Just leave me something in your will.” That was 45 years ago and not one probate lawyer has called yet.
Common sense people! Many don’t grow up with CS. So, good advice. Read this: If you can’t pay for it now…you can’t afford it, credit card or not.
ALL — GOOD Thoughts. THINK< first.
Great advice, thank you.
good stuff!
you didn’t mention debit cards, I think a number of your items should be a no-no also for debit cards or bank cards.
last one was most informative
All nonsense. YOU SHOULD USE YOUR CREDIT CARD FOR ALL EXCEPT THE UNSECURED WEBSITE. THE BOTTOM LINE IS DO NOT BUY ANYTHING IF YOU DO NOT HAVE THE MONEY. NOWADAYS, USED CREDIT CARD YOU CAN GET AT 1-5% REBATE BACK. THERE IS NO REASON NOT TO USE IT.
We use our credit card when dining out and have had no problems.. why not do that?
why is it so difficult to read this article? I left without reading it
Bullshit article and filled with click bait. I pay my balance off every month and earn cash back.
interesting info, thanks. cm
Then what the hell do you use it for. Stupid article.
Thank you. These are very good tips
Hello–
I notice that you have metal objects such as coins and a padlock lying on top of credit cards. Metal surfaces can easily corrupt magnetic strips on the back of credit cards. I hope you guys knew that before your photographer had the “brilliant” idea of tossing metal objects on top of the pile of credit cards.