15 Ways to Get More Social Security

Earn more during your work years

Social Security benefits rely on a calculation of your “best 35,” up to annual limits. In 2019, the maximum you can earn that will count toward your eventual payout from the program is $132,900. (That’s also the maximum income subject to Social Security taxes.)

One of the keys to receiving the highest possible benefit is to hit the threshold in 35 years. But even a few years of increased income can make a difference in what you receive in retirement.

If you can work more hours or take on side jobs, you’ll wind up receiving more Social Security. Even better? You can sock extra money away in a retirement account during your higher-income years, to supplement your benefits.