15 Ways to Get More Social Security

Or, apply as early as you can

It makes sense to delay receiving Social Security if you’re in good health and expect to be around a long time. But if you think you might live an average lifespan or less, you may want to start collecting benefits as soon as you reach 62.

True, you won’t receive as much money per month as you would if you were to hold off until age 70. But you may get more money overall than if you waited for bigger payments.