Designer Coffee
- Monthly Savings: $57.35
- Annual Savings: $688.20
Face it: Some people need their daily morning coffee to be able to function normally. But, even if that applies to you, coffee doesn’t have to cost you a fortune. Specialty coffee shops like Starbucks might charge around $2 to $3 for a basic coffee, but you can go to the McDonald’s down the block and get a cup for just $1. You might even end up preferring the taste of McDonald’s coffee, making it a win-win. Or, you could just take the time to make it at home.
Life Insurance
- Monthly Savings: $21
- Annual Savings: $252
Life insurance is an essential benefit for many. It can provide protection for spouses and dependents in case the primary breadwinner dies prematurely. This can be especially important if the family has a mortgage or other debts to pay off.
But, if you’re young and single, you likely don’t need life insurance. If you’re paying for your own life insurance, look for a job with employer-paid life insurance to free you from that expense.
18 thoughts on “Cutting Out These 15 Expenses Will Save You $9,295.94 a Year”
thank you.it was great help, keep up the good work.
Well, gee. The only two we have of those 15 are Dish TV and $4.95 mo. bank fee. We live in the boonies and don’t go anywhere much…and really enjoy our TV…it’s worth it. Our bank is great and the $4.95 is also worth it. So, we’ll just hang in there where we are.
If you stream or something you can’t watch TV nowadays. You cannot just plug in and watch anymore. I can see getting rid of cable. Costs entirely too much.
First they say to cut streaming services, then they say cut your cable service and go with streaming. LOL
yes, it just says that you can spend more on streaming then with cable if you subscribe to many different forms. I get it, just only get what you can use.
We enjoy watching some news and weather, but after we like watching our spiritual movies. We don’t smoke, spend money on going out. We like being at home. Thanks for your suggestions.
This was great and very helpful. I have thought about several of the topics you covered. This information will help me and many others. Thank you.
I have been eliminating some of these already. This reinforces what I was thinking! My next choice is to drop paying for an e-mail address when there are several free ones out there now.
HOW ABOUT CUTTING DOWN INTERNET? COX TOO EXPENSIVE, AND IF I CUT MY LANDLINE THEY WILL INCREASE THE INTERNET DOUBLE OR MORE THAN $100 MONTHLY.
I have already cut out all but Cable TV
me 2.
Great idea however most hints are for young singles. How about old marrieds who live on a shoestring budget….
Dropped my land line and Frontier Comm. doubled the internet charges and here in
the northeast San Fernando Valley of Calif. the FCC has left us with very little/next-to-nothing
choice.
I have Netflix, I smoke but do not spend as much as indicated on them because I roll my own cigarettes. That being said, I get the tubes in a box for about $4.00 and the bag of tobacco is about $9.00. I generally get two of each per month which puts me at $26.00 to smoke costing $312.00 yearly, Netflix costs me $15.99 per month , plus I have a Roku device and approximately 176 channels I can watch, I do pay for cable but it is bundled along with my phone and internet. As for Hulu, there are free movies a person can watch without need for a membership. When you are disabled, there is a need for some type of pastime to keep a person entertained. I have heat, lights, and water bundled into the rent, so there are ways to save money like eating at home vs. a restaurant. Groceries cost me more a month. We rarely go out to eat or to the movies.
I only have internet, an antenna and hulu. I get lots of free channels. Love it.
i’M NOT DROPPING MY CABLE.
I’m not worried long as I have oil and my music if you cut out everything let me let you in on a secret when you die you can’t take it either you live why we still can trust me I know lost my whole family 12 years ago my mom husband both in-laws 6 days apart then my husband 2 cousins and 2 best friends the biggest loss was my mom dynamite person I will be there with them someday love well watch out for each other this virus was known about before he was elected he wants to win and he will or we go socialize then the government will own us all if that happens going to my house in Bahamas my son can come anytime I say go for it party why we are still alive
You left out soft drinks, sodas. They are mostly damaging and are a great expense.
If your tap water is good, or you have a good filter built in, try how good natural water tastes.