8. Reduce Social Security taxes
If the sum of your adjusted gross income, nontaxable interest and half of your Social Security benefit is more than $25,000 for one retiree and $32,000 for retired couples, up to 50 percent of your Social Security benefit could be taxable.
Note that if these income sources top $34,000 for one retiree ($44,000 for retired couples), income tax could be due on as much as 85 percent of your Social Security benefit.