4. Your overall health
Another crucial factor that affects your life insurance quote is your overall health. You’ll have to “pass” a medical exam in which the insurance company records height and weight, blood pressure, cholesterol, and other key metrics.
In some cases, the company may require an electrocardiogram (ECG or EKG) in order to check your ticker. That’s why is essential to take your health condition seriously, especially when we are talking about high cholesterol, diabetes and heart issues. However, there are companies which offer “no exam” policies, but you’ll most likely pay more.