15 Things You Can Buy With the Average Social Security Check

59 Months of a Planet Fitness Black Card

Planet Fitness offers a black card that allows you unlimited access to all of its gyms for $21.99 per month. Although a gym membership might seem unnecessary, it can be a worthwhile investment if the facilities encourage you to maintain your health — which could help reduce your expenses in retirement.

If you’d rather spend your Social Security funds somewhere else, you can try workout apps to replace your gym membership or find free ways to exercise such as taking a walk or riding a bike.