15 Things You Can Buy With the Average Social Security Check

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5 Months of Long-Term Care Insurance

If you’re concerned about future healthcare costs, getting a long-term care policy can help you sleep better at night. Depending on the policy, long-term care insurance can cover the future costs of a nursing home, assisted living, in-home care and home modifications.

For a 60-year-old couple in good health, you can buy a three-year policy with a $150 maximum daily benefit for about $250 a month.

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