25 Downsides of 401(k)s You’ve Never Heard Of


A good 401(k) is the cornerstone of any long-term retirement savings plan. 401(k) plans offer tax benefits, automatic savings features and potentially free money in the form of an employer match. However, there are drawbacks to investing in a 401(k). Some are particular to 401(k) plans in general, while others are specific to individual plans.

You might already be familiar with some of the more obvious drawbacks, but others may have escaped your attention, so take a look at 25 potential negatives to your 401(k) plan that will help you to better understand and optimize it.

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