10 Smart Ways to Survive Rising Healthcare Costs

Although healthcare costs haven’t been snowballing as fast in the last five years as they had in the decade before, many American budgets are likely tight due to expensive medical expenses. Average premiums for employer-sponsored family health premiums reached $19,616 in 2018 — up 5 percent from the year before — with workers paying $5,547 on average toward the cost of their coverage, according to findings from the Kaiser Family Foundation’s Employer Health Benefits Survey.

Premiums aren’t the only healthcare costs on the rise — the average deductible for those with employer-provided health coverage skyrocketed from $151 to $417 between 2006 and 2016, according to a separate report from the Peterson Center on Healthcare and the Kaiser Family Foundation.

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