Eat Out Less
Another significant way to cut your spending is by reducing how often you get take-out or dine out.
“Make a goal to cut [spending on eating out] in half per month by bringing lunch to work and eating dinner at home during the week,” said Trey Peterson, a master financial coach. “This will likely save you $250 or more a month. That’s a raise that can help knock out your smallest credit card balance.”
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