10 Reasons Why You Haven’t Received Your Tax Refund

7. You defaulted on a debt

If you’ve gotten behind on your student loans, have a past-due tax bill or you’re in arrears for a state-issued child support order, these are all common grounds for having your refund offset.

When your refund is set to be seized, you’ll actually receive a notice from the Treasury Department detailing your original refund amount, the amount of the offset and contact information for the agency that’s receiving the payment. If you don’t think you owe the debt or you want to dispute the amount that was offset, you’ll have to take it up with the agency that laid claim to your refund.